580 Credit Score Loan
*Minimum credit score of only 580
*Purchase up 96.5% LTV
*Purchase up to 100% LTV in eligible areas
*Cash out refinance up to 85% LTV
*Chapter 13 bankruptcy ok if paid on time for last 12 months
*Payoff Chapter 13 bankruptcy with cash out refinance
*Gift funds allowed from family for down payment and closing costs
*Co-borrower allowed even if not going to occupy the home with you
500 Credit Score Program
*Minimum credit score of only 500
*Purchase or Cash out refinance
*Personal or business bank statements allowed for self-employed
*Gift funds allowed from family for down payment and closing costs
Note: Zero Down Payment Loan only available in Pennsylvania eligible areas.
